A homeowner shaking hands with a professional builder in a bright, partially-renovated home extension

Complete project management for home renovations

Contracts, milestones, evidence and documentation in one place. Keeping homeowners and builders on the same page from start to finish.

Protection for both sides

Your money sits safely in escrow until the work is done. Homeowners can't refuse to pay for completed work. Builders can't take the money and run. Simple as that.

Secure payments
Regulated platform
Work verified before release
Your funds protected

How we protect your project

Fair for homeowners. Fair for builders. Everyone wins.

For Homeowners

Your extension money stays safe. Whether it's a £20k kitchen or a £150k loft conversion, funds stay locked until you approve each stage. No more paying upfront and hoping for the best. Only release payment when you're happy.

For Builders

Get paid on time, every time. Money's already in escrow - no chasing homeowners for payment. No clients "forgetting" to pay. Complete the work, get your money released instantly. Supports your cash flow so you can grow.

How It Works

Simple milestone payments. Both sides agree when work is complete, then funds are released. If there's a disagreement, our support team helps resolve it. Fair payments for honest work.

The problems we're solving

Straight from the UK headlines. This is what happens when a renovation goes wrong, for either side.

"

Rogue builder jailed for £1.25 million fraud ripping off customers. Dozens of homeowners paid large sums for work that was left unfinished, or in some cases never even started.

Avon & Somerset Police Read the article →
"

Builder scammed homeowners out of £130k. He took deposits for 29 projects over six years, then gave a "litany of excuses" for never turning up to do the work.

Teesside Live · Newcastle Crown Court Read the article →
"

Getting paid on time is one of the biggest pressures on small building firms, with late and non-paying clients hitting hardest at the end of a project.

Federation of Master Builders Read the article →

Projects change. Your project management should keep up.

Want to upgrade your kitchen counters mid-project? Need to scale back on some features? With BillderPay, you can adjust your agreement with your builder as your project evolves. Add new milestones, update the scope, and keep every change documented and agreed. The whole process is simple, transparent, and built right in.

Three simple steps

No legal jargon. No complicated forms. Just clear, well-managed projects.

1

Set up your renovation

Agree on the work and payment stages for your extension, loft conversion, or renovation. Break your £50k project into safe stages instead of one big risky payment.

2

Money goes into safe keeping

Homeowner pays into escrow - not directly to the builder. Builder knows the money's there. Homeowner knows it can't be taken without work being done. Both sides protected.

3

Work done, money released

Builder and homeowner both agree the stage is complete. Money released instantly. If there's a disagreement, raise a dispute with our support team. Builder gets steady cash flow. Homeowner only pays for work actually completed.

Stop worrying about being ripped off

Protect Your Project

Complete project management

Every tool builders and homeowners need, in one place. From contract to completion and beyond.

For Builders

Run your projects like a pro

From contracts and phases to evidence and certificates — manage every aspect of your build in one platform. Less admin. More time on the tools.

  • Professional Contracts

    Create, send, and digitally sign legally-sound contracts in minutes. No solicitors needed. Every agreement enforceable from day one.

  • Phases & Milestones

    Organise your project into clear phases with defined milestones. Each milestone ties directly to a payment requirement — work done, money released.

  • Evidence Uploads

    Upload photos, videos, and documents at every stage. Build an irrefutable record of completed work that protects you in any dispute.

  • Receipt & Cost Tracking

    Log material costs and receipts directly against the project. Everything in one place — not scattered across emails and spreadsheets.

  • Building Control Certificates

    Store inspection reports and compliance certificates securely against the project. Instant access when you or the homeowner needs them.

  • Built-In Dispute Methodology

    Our platform includes a structured dispute resolution process with pre-packaged documentation for arbitrators — giving you a fair, evidence-led outcome every time.

  • Building Safety Act 2022 Compliance

    Stay fully compliant with the Building Safety Act 2022. BillderPay automatically builds your statutory documentation pack — digital records, approval documents, certificates, and sign-off paperwork — all stored and ready to hand over at completion.

For Homeowners

Full visibility. No surprises.

See every photo, receipt, and certificate your builder uploads. Your project, fully transparent, from the first brick to the finishing touches.

  • Real-Time Transparency

    Watch your project progress in real time. See exactly what work has been completed at each phase before approving a single payment.

  • Photo Evidence at Every Stage

    Every milestone backed by photo proof. See inside the walls before they're plastered. Know the work is done right — not just done.

  • Receipts & Invoices in Plain Sight

    See exactly what materials were bought and at what cost. No mystery markups, no guessing where your money went.

  • Building Control Certificates

    All compliance documents stored inside your project record. No chasing paperwork months after the builder has left the site.

  • Fair Dispute Resolution

    If something isn't right, our structured process ensures your evidence is heard. Pre-packaged arbitration documentation means no ambiguity — just a fair result.

  • Export Your Full Project as PDF

    Generate a complete record of your entire project — contracts, phases, photos, receipts, and certificates — as a single professional document. Perfect for future buyers, insurers, or planning applications.

See the platform in action

Real screenshots from inside BillderPay

Homeowner view showing project stages, payment milestones, budget and escrow status

Homeowner: Project Stages & Progress

Builder and homeowner digital contract showing both parties signed and legally binding status

Builder — Digital Contract, Signed by Both Parties

Stage discussion panel showing logged conversation, document attachments and full audit trail between builder and homeowner

Stage Discussion — Full Audit Trail

Homeowner approving a completed project stage showing Approve and Decline buttons with payment amount

Homeowner: Stage Approval & Sign-Off

Your project. Documented forever.

When the build is done, generate a complete PDF of your entire project — every phase, photo, receipt, contract, and certificate in one professional document. Invaluable when you come to sell. Essential for insurance, planning applications, or any future dispute.

Simple, Transparent Pricing

One pricing model for everyone. No hidden fees.

Frequently Asked Questions

Everything you need to know about protecting your project

Dispute Resolution

What should I do if I have concerns about the work?

Before raising a dispute, always try these steps first:

  1. Communicate directly: Talk to the other party about your concerns. Most issues are simple misunderstandings that can be resolved with clear communication.
  2. Document everything: Take photos, videos, and notes about the issue. Good documentation helps everyone understand the problem.
  3. Review your contract: Check what was agreed in the original contract and construction milestones.
  4. Give them a chance to fix it: Allow reasonable time for the builder to address your concerns.
  5. Use the comment system: Add comments to the project stage explaining your concerns and what you'd like to see resolved.

Only raise a formal dispute if: Direct communication has failed, the issue remains unresolved after giving reasonable time, or there's a serious breach of contract.

How does the dispute resolution process work?

If direct communication doesn't resolve the issue:

  1. Raise a dispute: Either party can raise a formal dispute on any project stage.
  2. Provide evidence: Both parties upload photos, documents, and detailed explanations.
  3. Admin review: Our neutral admin team reviews all evidence and comments from both sides.
  4. Fair resolution: The admin makes a decision based on the contract terms and evidence provided.
  5. Funds released or held: Depending on the outcome, funds are either released to the builder or returned to the homeowner.

Timeline: Most disputes are resolved within 5-7 business days.

What happens to my money during a dispute?

Your funds remain safely held in escrow until the dispute is resolved. Neither party can access the funds until our admin team has reviewed all evidence and made a fair decision based on the contract terms.

What evidence should I provide in a dispute?

  • Photos/Videos: Clear images showing the work or issue
  • Written communication: Emails, texts, or messages between parties
  • Contract documents: Original agreement and any amendments
  • Receipts/Invoices: Proof of materials or work completed
  • Expert opinions: Independent assessments if available
  • Timeline documentation: Dates when work was done or issues occurred

Milestones & Sign-Off

How do milestone payments work?

Projects are broken into stages (e.g., foundation, framing, roofing). The homeowner deposits the full project amount into escrow at the start. As each stage is completed and approved, that stage's payment is released to the builder. This protects both parties and ensures steady cash flow.

What if work isn't completed as agreed?

If the homeowner isn't satisfied with a stage, they can decline approval and add comments explaining why. The builder can then address the issues. If direct resolution fails, either party can raise a dispute for admin review.

Can I get my money back if the builder doesn't start?

Yes. If a builder fails to start work or breaches the contract, you can raise a dispute. Our admin team will review the situation and can authorize returning the escrowed funds to you minus any legitimate expenses incurred.

Getting Started

Who can use BillderPay?

Both homeowners and builders can use BillderPay. Homeowners create projects and invite builders. Builders can accept invitations and manage their ongoing projects. Our platform is designed for home extensions, loft conversions, and renovations typically ranging from £5,000 to £250,000.

Is my money safe in escrow?

Yes. All funds are held in secure, regulated escrow accounts. Money cannot be released without proper authorization through our milestone approval system or admin dispute resolution process.

How long does setup take?

Creating a project takes about 10 minutes. You'll define the project scope, milestones, and payment amounts. Once your builder accepts the invitation and both parties sign the escrow contract, you can deposit funds and start work.

Still have questions?

Contact our support team for help with your specific situation

Contact Support

Founding Team

Built by people who understand the industry.

Paul Staples

Paul Staples

Financial Services

20+ years in financial services. Paul identified the gap in payment protection for home renovation and founded BillderPay to fix it.

Tom Rhodes

Tom Rhodes

Legal & Regulatory

A regulatory and compliance expert. Tom shapes how BillderPay works with regulators and built the framework that keeps every agreement enforceable and fair.

Jessica Luper

Jessica Luper

Marketing

Brand and growth strategist with a background in fintech. Jessica leads BillderPay's mission to reach homeowners and builders across the UK.